<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Pathways to Generational Wealth for Black Americans]]></title><description><![CDATA[Strategies and Discussions to build and maintain Generational Wealth through timely financial Literacy education. ]]></description><link>https://preceptor4wealth.wixsite.com/website/blog</link><generator>RSS for Node</generator><lastBuildDate>Sat, 23 May 2026 00:44:45 GMT</lastBuildDate><atom:link href="https://www.africanamericansdos.com/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[DCA and Generational Wealth]]></title><description><![CDATA[Building Generational Wealth via DOLLAR COST AVERAGING (DCA) African American Descendants of Slaves (ADOS) and other people of color...]]></description><link>https://www.africanamericansdos.com/post/dca-and-generational-wealth</link><guid isPermaLink="false">6240f2aa1d451c90cbd75d27</guid><category><![CDATA[Managing Generational Wealth]]></category><pubDate>Sun, 27 Mar 2022 23:54:43 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c5094b_b290c6734a9b4a4a8e58db19d223b2a4~mv2.jpg/v1/fit/w_1000,h_720,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jim Robinson CRPC, CFP</dc:creator></item><item><title><![CDATA[Monthly DTI Ratio and DMP]]></title><description><![CDATA[Monthly Debt-To-Income Ratio and Debt Management Plans This is a good time to talk about your Monthly Debt-To-Income Ratio. Your lenders...]]></description><link>https://www.africanamericansdos.com/post/monthly-dti-ratio-and-dmp</link><guid isPermaLink="false">6237e662eb30d5b9ec5ba3d3</guid><category><![CDATA[Debt Management]]></category><pubDate>Mon, 21 Mar 2022 03:09:06 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c5094b_8dd0c2cf558c409e99c913fb9a29bdb8~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Guest SME</dc:creator></item><item><title><![CDATA[Financial Elder Abuse]]></title><description><![CDATA[Managing Generational Wealth: Part 1 Financial Exploitation and Financial Elder Abuse Financial exploitation is by far the most common...]]></description><link>https://www.africanamericansdos.com/post/financial-elder-abuse</link><guid isPermaLink="false">622d2448c8841f2b17b879c9</guid><category><![CDATA[Managing Generational Wealth]]></category><pubDate>Sun, 13 Mar 2022 23:41:04 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_609d2d6e59944290827c500a89487121~mv2_d_5760_3840_s_4_2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Guest SME</dc:creator></item><item><title><![CDATA[Diminished Financial Capacity]]></title><description><![CDATA[Managing Generational Wealth: Part 2 Diminished Financial Capacity According to the SEC Investor Bulletin and Consumer Advisory:...]]></description><link>https://www.africanamericansdos.com/post/diminished-financial-capacity</link><guid isPermaLink="false">622d481167f6100f3b8da707</guid><category><![CDATA[Managing Generational Wealth]]></category><pubDate>Sun, 13 Mar 2022 23:39:52 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c5094b_6903b8032e1d4ce681e4e32b9a3309b5~mv2.jpg/v1/fit/w_600,h_338,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Guest SME</dc:creator></item><item><title><![CDATA[Time for Dollar Cost Averaging?]]></title><description><![CDATA[Wars and rumors of war, Inflation, and rumors of high-interest rates. COVID-19 virus death toll and its persistent impact on our economy....]]></description><link>https://www.africanamericansdos.com/post/time-for-dollar-cost-averaging</link><guid isPermaLink="false">622e2a2339223b33b5aae905</guid><category><![CDATA[Managing Generational Wealth]]></category><pubDate>Sun, 13 Mar 2022 19:46:17 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c5094b_b290c6734a9b4a4a8e58db19d223b2a4~mv2.jpg/v1/fit/w_1000,h_720,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jim Robinson CRPC, CFP</dc:creator></item><item><title><![CDATA[Crypto-Theft: The Feds Angered]]></title><description><![CDATA[Couples Who Steal Together...serve time together Enough is enough...the Fed arrested a husband and wife team and recover $3.6 billion in...]]></description><link>https://www.africanamericansdos.com/post/crypto-theft-the-feds-angered</link><guid isPermaLink="false">6202dec8537e9235f959a1bb</guid><category><![CDATA[Managing Generational Wealth]]></category><category><![CDATA[Building Generational Wealth]]></category><pubDate>Tue, 08 Feb 2022 21:36:47 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c5094b_c8877e06b56e4e31b15e33a4b329f760~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jim Robinson CRPC, CFP</dc:creator></item><item><title><![CDATA[Tax Saving TIPs for 2021]]></title><description><![CDATA[The IRS has announced the tax year 2022 annual inflation adjustments. Click for Details I bet you….right now, you want to know about Tax...]]></description><link>https://www.africanamericansdos.com/post/tax-saving-tips-for-2021</link><guid isPermaLink="false">61d39c256b9ff1001626b61d</guid><category><![CDATA[Managing Generational Wealth]]></category><pubDate>Tue, 04 Jan 2022 01:11:05 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c5094b_245a0c129da24706a66eeac5b5f3a12c~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jim Robinson CRPC, CFP</dc:creator></item><item><title><![CDATA[Taxes is the Price we Pay...]]></title><link>https://www.africanamericansdos.com/post/taxes-is-the-price-we-pay</link><guid isPermaLink="false">61bf95e71e57b3001783c5b6</guid><category><![CDATA[Managing Generational Wealth]]></category><pubDate>Sun, 19 Dec 2021 20:34:47 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c5094b_245a0c129da24706a66eeac5b5f3a12c~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jim Robinson CRPC, CFP</dc:creator></item><item><title><![CDATA[What is a Bitcoin (Crypto) Wallet?]]></title><description><![CDATA[Coinbase.com gives us the simplest explanation. “Similar to a traditional wallet you may carry in your pocket, a bitcoin wallet is used...]]></description><link>https://www.africanamericansdos.com/post/what-is-a-bitcoin-crypto-wallet</link><guid isPermaLink="false">61b7e6e22437ec002232ff14</guid><category><![CDATA[Generational Wealth]]></category><category><![CDATA[Building Generational Wealth]]></category><category><![CDATA[Managing Generational Wealth]]></category><pubDate>Tue, 14 Dec 2021 00:56:47 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c5094b_c8877e06b56e4e31b15e33a4b329f760~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jim Robinson CRPC, CFP</dc:creator></item><item><title><![CDATA[Cryptocurrencies…in Plain English]]></title><description><![CDATA[Cryptocurrencies…will they replace fiat currencies like our American Dollar. The demise of fiat currency is overstated. While the...]]></description><link>https://www.africanamericansdos.com/post/cryptocurrencies-in-plain-english</link><guid isPermaLink="false">61ad49c3a63c0d0016725d04</guid><category><![CDATA[Building Generational Wealth]]></category><category><![CDATA[Managing Generational Wealth]]></category><category><![CDATA[Generational Wealth]]></category><pubDate>Sun, 05 Dec 2021 23:41:09 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c5094b_2db210055a2245d58bf171e54b5dc4bb~mv2.jpg/v1/fit/w_1000,h_900,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jim Robinson CRPC, CFP</dc:creator></item><item><title><![CDATA[Which Wealth Class are you?]]></title><description><![CDATA[Your Wealth Class Status In the United States – 2 Questions First Question: Are you middle class? You may think you are. Doctors and...]]></description><link>https://www.africanamericansdos.com/post/which-wealth-class-are-you</link><guid isPermaLink="false">61a15f209e1e7900168e3700</guid><category><![CDATA[Generational Wealth]]></category><pubDate>Fri, 26 Nov 2021 22:38:51 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c5094b_00de15026bef40928fa4970def772efa~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jim Robinson CRPC, CFP</dc:creator></item><item><title><![CDATA[Non-Fungible Tokens (NFTs) ]]></title><description><![CDATA[NFTs aka Unique Digital Assets
We explain NFTs...in plain english]]></description><link>https://www.africanamericansdos.com/post/non-fungible-tokens-nfts</link><guid isPermaLink="false">619c40ba88addb0016e58c26</guid><category><![CDATA[Building Generational Wealth]]></category><category><![CDATA[Managing Generational Wealth]]></category><pubDate>Tue, 23 Nov 2021 01:31:43 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c5094b_be737079e39a4846b4d859d3088c0b16~mv2.jpg/v1/fit/w_950,h_625,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jim Robinson CRPC, CFP</dc:creator></item><item><title><![CDATA[FIXING the Racial Gap Caused By VA ]]></title><description><![CDATA[Education and Home Ownership are the massive engines that drive generational wealth in America.  However, it has been a gnawing...]]></description><link>https://www.africanamericansdos.com/post/fixing-the-racial-gap-caused-by-va</link><guid isPermaLink="false">61925be4c9f48c001637db4d</guid><category><![CDATA[Black Reparations,]]></category><category><![CDATA[Racial Discrimination]]></category><category><![CDATA[Building Generational Wealth]]></category><pubDate>Mon, 15 Nov 2021 13:12:56 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c5094b_10453e7021d4464787aed69520058070~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jim Robinson CRPC, CFP</dc:creator></item><item><title><![CDATA[Ending Disruptors To Economic Wealth: Biden-Harris]]></title><description><![CDATA[Economic Opportunity for Black Families and Communities The Biden-Harris Administration has taken a historic approach to advancing racial...]]></description><link>https://www.africanamericansdos.com/post/ending-disruptors-to-economic-wealth-biden-harris</link><guid isPermaLink="false">6191822f4f11fe00164a2b71</guid><category><![CDATA[Policy - State and Federal]]></category><category><![CDATA[Black Reparations,]]></category><pubDate>Sun, 14 Nov 2021 22:35:21 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c5094b_7e6bbe060ada44b1a83daa817ceec263~mv2.jpg/v1/fit/w_422,h_284,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jim Robinson CRPC, CFP</dc:creator></item><item><title><![CDATA[A Journey...Generation Wealth]]></title><description><![CDATA[Building Generation Wealth is a journey…ask Phil Knight (Nike) Building Generation Wealth is a journey. But it has to begin somewhere....]]></description><link>https://www.africanamericansdos.com/post/a-journey-generation-wealth</link><guid isPermaLink="false">61788d65640eb20017fac1f1</guid><category><![CDATA[Managing Generational Wealth]]></category><category><![CDATA[Building Generational Wealth]]></category><pubDate>Tue, 26 Oct 2021 23:39:28 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c5094b_709da49b320144ad915df3e01130516d~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Black Reparations Research Staff</dc:creator></item><item><title><![CDATA[Medical Debt Is Not Ordinary Debt]]></title><description><![CDATA[Medical Debt Is Different, So Avoid This Common Savings Strategy This article originally ran in Yahoo Finance. Written by Noel Fletcher...]]></description><link>https://www.africanamericansdos.com/post/medical-debt-is-not-ordinary-debt</link><guid isPermaLink="false">615a2cdacb031a0017fc2ccb</guid><category><![CDATA[Debt Management]]></category><pubDate>Sun, 03 Oct 2021 23:02:17 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c5094b_cebaf180deb44e13851bbda645444454~mv2.jpg/v1/fit/w_530,h_298,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jim Robinson CRPC, CFP</dc:creator></item><item><title><![CDATA[Financial Advice vs Financial Planning]]></title><description><![CDATA[Protect Your Assets…Know the Difference You are building generational wealth. As you do, you need to be keenly aware that you must be a...]]></description><link>https://www.africanamericansdos.com/post/financial-advice-vs-financial-planning</link><guid isPermaLink="false">61339ebe2b3476001685a2ae</guid><category><![CDATA[Financial Planning]]></category><pubDate>Sat, 04 Sep 2021 16:39:32 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c5094b_89a92f35dfd944e28781d44d813af067~mv2.jpg/v1/fit/w_900,h_900,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jim Robinson CRPC, CFP</dc:creator></item><item><title><![CDATA[Beware of Deceptive Job Ads]]></title><description><![CDATA[Beware of Deceptive Job Ads for “Financial Professional &#38; Educator”…like the one below. It seems that people will prey on others even in...]]></description><link>https://www.africanamericansdos.com/post/beware-of-deceptive-job-ads</link><guid isPermaLink="false">6112e75e417d360015d198b4</guid><pubDate>Tue, 10 Aug 2021 21:06:56 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c5094b_8a2b6517f2a649daa2bfafbc25c15bef~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jim Robinson CRPC, CFP</dc:creator></item><item><title><![CDATA[America still can make things right.]]></title><description><![CDATA[America is a young country. It still has a chance to make things right. America…a country that is capable of so much kindness and...]]></description><link>https://www.africanamericansdos.com/post/america-still-can-make-things-right</link><guid isPermaLink="false">610decf2d25fc200154362cf</guid><category><![CDATA[Racial Discrimination]]></category><pubDate>Sat, 07 Aug 2021 02:24:38 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/95eb8462730c43979c1fb8c26b83e5be.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jim Robinson CRPC, CFP</dc:creator></item><item><title><![CDATA[212  Degrees]]></title><description><![CDATA[If average black family household wealth continues to grow at the same pace it has over the past three decades, it would take black...]]></description><link>https://www.africanamericansdos.com/post/212-degrees</link><guid isPermaLink="false">60db35dd9d45c700158f2022</guid><category><![CDATA[Black Reparations,]]></category><category><![CDATA[Generational Wealth]]></category><pubDate>Tue, 29 Jun 2021 15:08:10 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c5094b_9e7a2be366b84c04b63d0135e5db93be~mv2.jpg/v1/fit/w_700,h_478,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jim Robinson CRPC, CFP</dc:creator></item></channel></rss>