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DCA and Generational Wealth
Building Generational Wealth via DOLLAR COST AVERAGING (DCA) African American Descendants of Slaves (ADOS) and other people of color...
4 min read


Monthly DTI Ratio and DMP
Monthly Debt-To-Income Ratio and Debt Management Plans This is a good time to talk about your Monthly Debt-To-Income Ratio. Your lenders...
1 min read


Financial Elder Abuse
Managing Generational Wealth: Part 1 Financial Exploitation and Financial Elder Abuse Financial exploitation is by far the most common...
6 min read


Diminished Financial Capacity
Managing Generational Wealth: Part 2 Diminished Financial Capacity According to the SEC Investor Bulletin and Consumer Advisory:...
5 min read


Time for Dollar Cost Averaging?
Wars and rumors of war, Inflation, and rumors of high-interest rates. COVID-19 virus death toll and its persistent impact on our economy....
4 min read


Crypto-Theft: The Feds Angered
Couples Who Steal Together...serve time together Enough is enough...the Fed arrested a husband and wife team and recover $3.6 billion in...
2 min read


Tax Saving TIPs for 2021
The IRS has announced the tax year 2022 annual inflation adjustments. Click for Details I bet you….right now, you want to know about Tax...
2 min read


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What is a Bitcoin (Crypto) Wallet?
Coinbase.com gives us the simplest explanation. “Similar to a traditional wallet you may carry in your pocket, a bitcoin wallet is used...
3 min read


Cryptocurrencies…in Plain English
Cryptocurrencies…will they replace fiat currencies like our American Dollar. The demise of fiat currency is overstated. While the...
6 min read


Which Wealth Class are you?
Your Wealth Class Status In the United States – 2 Questions First Question: Are you middle class? You may think you are. Doctors and...
2 min read


Non-Fungible Tokens (NFTs)
NFTs aka Unique Digital Assets
We explain NFTs...in plain english
8 min read


FIXING the Racial Gap Caused By VA
Education and Home Ownership are the massive engines that drive generational wealth in America. However, it has been a gnawing...
3 min read


Ending Disruptors To Economic Wealth: Biden-Harris
Economic Opportunity for Black Families and Communities The Biden-Harris Administration has taken a historic approach to advancing racial...
12 min read


A Journey...Generation Wealth
Building Generation Wealth is a journey…ask Phil Knight (Nike) Building Generation Wealth is a journey. But it has to begin somewhere....
4 min read


Medical Debt Is Not Ordinary Debt
Medical Debt Is Different, So Avoid This Common Savings Strategy This article originally ran in Yahoo Finance. Written by Noel Fletcher...
5 min read


Financial Advice vs Financial Planning
Protect Your Assets…Know the Difference You are building generational wealth. As you do, you need to be keenly aware that you must be a...
2 min read


Beware of Deceptive Job Ads
Beware of Deceptive Job Ads for “Financial Professional & Educator”…like the one below. It seems that people will prey on others even in...
2 min read


America still can make things right.
America is a young country. It still has a chance to make things right. America…a country that is capable of so much kindness and...
1 min read


212 Degrees
If average black family household wealth continues to grow at the same pace it has over the past three decades, it would take black...
1 min read
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